Dear Jim and the Netter Team,

I would like to thank you for your professionalism and knowledge which helped guide us through the listing, contract negotiation and sale of our home.  The entire process went smoothly and was handled with care!  We appreciated your hands-on approach!  Job well done and we will look to Netter again!

Sincerely,
The Walter Family

YOU HAVE TO LAUGH!!

Do Realtors have their own language?

What do those abbreviations and  advertisements mean anyway?  I get asked that question all the time when I am teaching my real estate classes.  I believe Realtors are so used to using these abbreviations and such they just assume everyone knows what they are.  And you know what happens when you assume!!!

 Here are some answers to your questions:

1. EIK – no I haven’t seen a mouse….that is Eat in Kitchen.  As opposed to an eat out kitchen i guess.
2. OSE – Outside entrance….Illegal apartment perhaps!
3. FSBO – for sale by owner….we like to think that stands for frustrated seller batting zero!
4. Low maintenance – no yard, kids will have to play in the street.
5. FDR – no not Franklin Delano Roosevelt, but formal dining room and that leaves a lot of room for interpretation
6. Desirable neighborhood – this little house is extravagantly overpriced but neighborhood has  snobbish appeal
7. Family room – large basement
8. Plenty of storage – basement too small for family room
9. Winter water view.   Hahaha, can’t see it in the summer when you will be outside!
10. 1 car garage – you can put you Cadillac Escalade in, but you can’t open the door.
11. Old world charm-  nothing has been updated!
12. Bring your hammer – oh god, knock it down!
13. Waterfront property – of course, the water may be in your front yard
14. Cozy- can I even fit a bed in that room?
15. Don’t eye ball – house on outside is UGLY, what lies ahead.
16. Mrs. Clean lives here – but she hasn’t changed a thing in 40 years
17. Close to all – commercial buildings could be your neighbor!
18. Neighborhood Watch- noisy neighbors with binoculars

Dianne Scalza

Netter Real Estate

404 Montauk Hwy.

West Islip, NY 11795

www.netterrealestate.com

www.blog.netterrealestate.com

Irina Renner

Title: Licensed Real Estate Salesperson
E-Mail: irenner@netterrealestate.com
Phone: 631-661-5100
Biography:
Being Born and Raised in Russia, I moved to Long Island in September 2003. Prior to real estate I had a successful career in teaching and international relations which gave me the opportunity to acquire excellent skills in customer service and sales.I love what I do and have the drive and enthusiasm but most of all I have the passion to help my clients and customers! I am as good as it gets and I am at your service!

www.netterrealestate.com

www.blog.netterrealestate.com

In light of the recent heat wave that we have been experiencing, the following article has great advice on how to stay cool and some warning signs of heat exhaustion.

Clarks Summit EMA offers hot weather advice

In  Recognition Of The Current Heat Wave Forecasted In Our Locality  EMA Director Herman Johnson And The EMA Staff Offer These Precautions on Heat Exhaustion to take as the Temperature Rises.

Heat exhaustion is the body’s response to an excessive loss of water and (salt) contained in sweat. The elderly and those with certain illnesses like high blood pressure ,coronary disease, auto immune illnesses and those who are working outdoors in hot environments’ along with joggers and those exercising are more prone to heat exhaustion. Children can suffer heat exhaustion too at parks and camps and while walking or playing outside if temperatures soar and they are not kept hydrated. Pet dogs should never be left outdoors or enclosed in a hot garage when temps reach into the 90’s. They need a lot of extra hydration and a cool space as well.

WARNING SIGNS:  Heavy sweating, breathing difficulty, paleness, muscle cramps, weakness, tiredness, dizziness, feeling faint, headache and nausea are some things to watch for.

WHAT TO DO: Preferably rest in a cool or air conditioned area. Loosen clothes. Cool down with a shower, bath or sponge bath. Drink plenty of non alcoholic and caffeine free beverages. Seek medical attention if symptoms worsen or persist longer than an hour or if chest pains develop.

WHEN A HEALTH ADVISORY IS ISSUED: Stay indoors in a cool environment (Air conditioning).Places known to stay cool in hot weather usually are supermarkets, shopping malls, movie theaters, libraries  and stay for a few hours. Increase your fluid intake regardless of your activity level. Do not wait until you feel thirsty to drink liquids. Be certain infants and children drink adequate amounts of fluids. Dress lightweight in light colors. Keep a spritzer bottle of water handy and use it often to cool skin. Wear sunscreen outdoors. Sunburn affects your body’s ability to cool itself and causes fluid loss. Do call and check on the elderly and infirm living alone twice a day or more when advisories have been issued. A very important factor not to be ignored is the use of electric fans as primary cooling devices. A fan will not prevent heat related illnesses. Cool showers, baths and sponge baths are far more effective to cool body heat down. Air conditioning is recommended as the best means to staying cool and well during heat advisories. Those at greatest risk will benefit from air conditioning because it not only cools the environment it also removes water from the air making it easier to breathe. Those living with heart and or lung illnesses would be wise to invest in air conditioning if at all possible (at least a small unit for one room) to rely on during a heat wave. Today’s prices have dropped considerably making it possible for many more people to stay medically healthy during extremely hot, humid weather conditions.

 Stay cool and have a great summer!!

Netter Real Estate

404 Montauk Hwy.

West Islip, NY 11795

631-661-5100

www.netterrealestate.com

www.blog,netterrealestate.com

EVERYONE HERE AT NETTER REAL ESTATE WISH YOU A VERY HAPPY 4th  OF JULY! WE HOPE YOU ENJOY YOUR HOLIDAY AND REMEMBER TO BE SAFE.

CLICK THE LINK BELOW FOR A LIST OF LOCATIONS TO VIEW FIREWORKS:

http://www.exploreli.com/guides/fourth-of-july/where-to-see-fireworks-1.2042227

www.netterrrealestate.com

www.blog.netterrealestate.com

Where’s the best place to be on July 4^th?  LONG ISLAND!

You don’t need to go far to celebrate Independence Day Weekend with a BANG!  There are festivities abound all around Long Island complete with fireworks displays that will knock your socks off.  Here’s the low down on a few of the best places to be.

Our Top 2 Picks:

Great South Bay Fireworks Display – Fire Island

The first ever public fireworks display over the Great South Bay!

Nothing says fireworks like the 4^th of July and nobody does fireworks like the Grucci Family.  The Gruccis of New York is a five-generation, family owned and operated company headquartered right here on Long Island.  The Gruccis will be putting on several fireworks displays this Independence Day Weekend including for the first ever public fireworks display on the beautiful Great South Bay! 

When: Sunday, July 4^{th  -}fireworks generally start shortly after sunset, but please be advised due to the popularity of our fireworks, you best start out before 7pm in order to get the best viewing location.

Best Place to See It:  The best and most spectacular viewing will be on the water so get in your boat and watch the show!  If you don’t have a boat of your own but still want the out on the water experience, there are special boats leaving from Captree Boats Davis Park especially for the event.  More information about these boats can be found on the website: http://www.captreefleet.com/pages/newfireworks.htm.

If you are a land-lover, don’t worry, you’ll have a great view from the shoreline from Bay Shore to Smith Point.

And if you have a waterfront property, you can watch the dazzling show right from your own home.  If you don’t have a waterfront property but always dreamed of owning one, call Netter Real Estate 631-661-5100 and one of our agents will help make that dream come true.

Long Island Ducks Postgame Fireworks – Suffolk County Sports Park, Central Islip

What’s more American than watching a baseball game followed by a Grucci fireworks display on the Fourth of July?

Those Gruccis are at it again!  They will be putting on a fireworks display after our very own Long Island Ducks (hopefully) beat our rival Newark Bears over Suffolk County Sports Park in Central Islip.

When:             Sunday, July 4^th –game time at 7:05 p.m., fireworks immediately follow

Best Place to See It:  From your seats in the stadium!  Tickets from the Ducks are a bargain at $12 each and it is a great time for the whole family.  If you can’t get tickets and you live in the Central Islip, Islip Terrace or Islip areas, you might be able to catch the show from your own home.  If you don’t live in the area and would like to be closer to where all the action is, call Netter Real Estate 631-661-5100 – a proud sponsor and season ticket holder for the Long Island Ducks since their inception, by the way – one of our agents would be thrilled to show you to your next home.

More Fourth of July Weekend – Long Island Fireworks Events:

Brookhaven Star Spangled Blast – Brookhaven Amphitheater at Bald Hill
-Sunday 7/4/10 at 8:00 p.m., fireworks show at 9:45 p.m.
-U.S. Army Band performance, Grucci fireworks
-$5 parking
-631-451-6595
On the Web: www.BrookhavenAmphitheatre.com

Fireman’s Field – Southampton, NY
-Thursday 7/1/10 – Saturday 7/3/10 , 9:00 p.m.
-Free to the public
-Across from the North Sea Fire Dept. on Noyak Road in Southampton.
-631-283-3629

Riverhead Raceway – NASCAR Stock Car Races
-Saturday 7/3/10
-Rt. 58, Riverhead
-631-842-7223
-Gates open at 3pm
-$30/person, $5/children ages 6-12, free for children under 5
On the Web: www.riverheadraceway.com

Wading River Family Festival – Wading River, NY
- Saturday 7/3/10 6:00 p.m. to 11:00 p.m. and Sunday 7/4/10, 4:00 p.m. to 9:00 p.m.
-Benefit for Peconic Bay Medical Center
-Free to the public
-Rt. 25A in Wading River, across from the King Kullen Shopping Center
-631-548-6021

Nassau Coliseum Fair – Uniondale, NY
-Saturday 7/3/10 3:00 p.m. – midnight
-1255 Hempstead Tpke, Uniondale NY
-631-920-0910
-Rides, attractions, entertainment & food
-$8/person
On the Web: www.nassaufair.com

Stars Over Montauk Fireworks Display – Umbrella Beach, Montauk
-Sunday 7/4/10 at 9:00 p.m. (rain date July 5)
-631-668-2428
-Grucci fireworks
-Free to the public

Carle Place Fire Department 100th Anniversary – Carle Place High School
-Friday 7/2/10 and Saturday 7/3/10 – 9:00 p.m.
-Grucci Fireworks

TD Bank Fireworks Show – Eisenhower Park
-Saturday 7/3/10 at 7:30 p.m.
-Harry Chapin Lakeside Theater in East Meadow, NY
-516-572-0252
-Free to the public
-Located in parking field 6/6A

Stars and Stripes Festival – Main St. in East Rockaway, NY
-Friday 7/2/10, 12:00 p.m. – 11:00 p.m.
-On Main St. at the waterfront
-Free to the public
-516-887-6300
On the Web: www.villageofeastrockaway.org

Village of Valley Stream Annual Fireworks Show-
-Sunday 7/4/10 6:00 p.m. to 10:00 p.m.
-Fireman’s Memorial Field, East Fenimore St., Valley Stream, NY
-Ground show begins at 8:00 p.m., aerial display begins at 9:15 p.m.
-Tickets must be purchased in advance, $5 each, call 516-825-4433
On the Web: www.valleystreamvillage.org

Glen Cove’s Independence Day Celebration
-Sunday 7/4/10 – Morgan Memorial Park
-Several concerts at gazebo, beginning at 3:00 p.m.
-Fireworks scheduled to begin at 9:15 p.m.

On the Web: www.glencove-li.com

Riverhead Chamber of Commerce Fireworks Display
-Sunday 7/4/10 – Peconic Bay Waterfront behind Atlantis Aquarium
-Free to the public
-Begins at 9:00 p.m.
631-727-7600
On the Web: www.riverheadchamber.com  

Greenport Fire Department Annual Fireworks Display
-Saturday July 3
-Main St. in Greenport
-631-477-9801

Long Island is the greatest place in the world.  No time is it more true than during the summer.  The Great South Bay, the ocean, the beaches and the fireworks.  There’s no other place like it.  If you’d like to call Long Island your home, call Netter Real Estate 631-661-5100 today.

The government tax incentives for homebuyers are over.  Does that mean that your window of opportunity for great value in real estate is closed? Not by a long shot! Freddie Mac announced that 30-year mortgage rates fell to the lowest rates in almost 40 years.  There are plenty of homes in every style and price range imaginable - and prices haven’t started rising again…but they will. THAT’S the key to a sound investment, isn’t it: buy low, sell high, right? Historically, real estate has has yielded high returns on long term investment, in most cases faster than investing in the stock market.  There is no reason to believe history won’t repeat itself.  So if you want to make a great investment in your future, call Netter Real Estate 631-661-5100 and don’t wait to buy real estate; buy real estate and wait! 

But don’t just take my word for it.  Below is an article in the Friday, June 25th edition of The Wall Street Journal on the subject:

Sell Stock, Buy Real Estate?  

Mortgage Rates, Stocks Drop

Treasury Yields Fall Amid Hunt for Safety, Pushing Home-Loan Rates to Lowest in Nearly 40 Years

By PRABHA NATARAJAN And MATT PHILLIPS

Persistent worries about the global economy are roiling the stock market, but they also are proving a boon for borrowers.

 The Dow Jones Industrial Average tumbled another 145.64 points on Thursday as Freddie Mac said that 30-year mortgage rates fell to their lowest level in almost 40 years.

The same forces are driving down both. The prospect of a sputtering economy is prompting investors to bail out of risky assets like stocks while loading up on safe-haven investments like Treasurys and, to some extent, mortgage securities sold by Fannie Mae and Freddie Mac, both government agencies. The Dow is basically unchanged this month and down 2.6% for the year. Thursday’s drop took it down another 1.4% to 10152.80.

Investors are in “glass-half-empty mode,” said Steve Sosnick, equity risk manager at Timber Hill LLC/ Interactive Brokers Group LLC. “It’s not necessarily one piece of news or one piece of legislation, it’s more of a malaise.”

The S&P 500-stock index posted its fourth consecutive decline, marking its longest losing streak n seven weeks, or ssince the four-day period that ended on May 7. The broad index ended down by 1.7% led by declines of more than 2% each in its consumer-discretionary, financial, energy, and basic-materials sectors.

As investors load up on Treasurys and mortgage-backed securities, prices are rising and yields falling. Treasurys, which act as a benchmark for mortgage rates, have tumbled.

The yield on the two-year note—seen as a proxy for expectations on the direction of Federal Reserve interest rates —dropped to 0.63% early on Thursday, near a record low, before rising to end flat at 0.672%. The 10-year note is near its lowest since April 2009.

That pushed down the average rate on 30-year fixed-rate mortgages to 4.69% in the week ending Thursday, according to Freddie Mac, down from 4.75% a week earlier and 5.42% at this time last year. That is the lowest since Freddie began tracking mortgages in 1971.

The move lower is surprising to many analysts, who thought that the Fed’s decision to stop buying mortgages earlier this year would drive prices down and yields up. But now, analysts say that even lower rates may be coming.

Record-low rates are good news for homeowners looking to refinance and home buyers eager to take advantage of slumping prices. The problem is, lenders are more strict about to whom they will lend, requiring larger down payments, higher credit scores and proof of job stability.

Analysts say that means mortgage rates may fall even more before refinancing picks up.

“Mortgage rates need to hit 4.5%,” without borrowers having to pay any extra interest upfront, for refinancing to increase, said Scott Wede, managing director and head of agency mortgage trading at Barclays Capital.

So far, falling interest rates haven’t spurred home buying, said Keith Gumbinger, a vice president at HSH Associates, a publisher of consumer-loan information.

Rates also have fallen on so-called jumbo loans that exceed government loan-purchase limits, which start at $417,000 and rise as high as $729,750 in the most expensive markets. Rates on 30-year fixed-rate jumbos averaged 5.65% on Tuesday, according to HSH.

Printed in The Wall Street Journal, page C1

Mahatma Gandhi once said, “The future depends on what we do in the present.”  Call Netter Real Estate today 631-661-5100 to secure your future.

Need relief from this latest heat wave? Want to do something fun with the family this weekend that won’t break the bank? Help is on the way! The Town of Islip is opening a brand new spray park at Bay Shore Marina called “Shipwreck Cove” and on Saturday, June 26th from 9 a.m. until 9 p.m. the Town will be hosting The Islip Beach Blast to celebrate.

The day begins with the ribbon cutting ceremony and ends with a Grucci Fireworks display (due to start at 8:30 p.m.). In between there will be tons of activities for the kids – a Treasure Hunt at Benjamin Beach, Field Day events, arts and crafts, face painting and sand castle building. Plus for the adults, there will be two bands playing – Barometer Soup, a Jimmy Buffet tribute band and Kutterz playing Jamaican style music.

Then there is the star of the day, Shipwreck Cove Spray Park! There’s water constantly spraying, two small water slides side by side (who can make it down first!), a barrel that fills with water then LOOK OUT BELOW!!! The kids can stay cool and have fun here all summer long beginning Saturday. Even the little ones will be able to join in – the water is only 6 inches deep and there will be certified lifeguards on hand.

Shipwreck Cove is located at Bay Shore Marina on South Clinton Avenue (from Main Street/Montauk Highway turn south at the South Shore YMCA then keep going until you get to the Marina). If you are a member of the Town of Islip Pools, admission here is included in your membership. Otherwise, the price for admission is $5 per person ages 4 and up for Town of Islip resident with a Recreation Card, $7 per person ages 4 and up for Town of Islip resident without a Recreation Card, $10 per person ages 4 and up for non-Town of Islip residents. Seniors who have a senior citizen card pay $1.50 and kids 3 and under regardless of what town they are from are free. If you are not a Town of Islip resident and would like to become one (there’s no better time than right now!), call Netter Real Estate 631-661-5100.

The normal hours of operation for the rest of the summer will be from 10 a.m. until 6 p.m. And the same admission fees apply.

Don’t you just love living on Long Island?!?!?!

PS: They are predicting good weather for Saturday but just in case it rains, the rain date is Sunday, June 27th.

www.netterrealestate.com

ALL OF US HERE AT NETTER REAL ESTATE WANT TO

WISH EVERYONE A FUN AND SAFE SUMMER.

WE ARE VERY LUCK TO LIVE HERE ON LONG ISLAND’S

BEAUTIFUL SOUTH SHORE WITH OUR AMAZING

PARKS AND BEAUTIFUL BEACHES. SUMMER HERE IS

TRULY PARADISE.

CLICK ON THE LINK  FOR SOME FUN FACTS ABOUT

THE SUMMER SOLSTICE!

WWW.NETTERREALESTATE.COM

WWW.BLOG.NETTERREALESTATE.COM

631-661-5100

631-587-4663 FAX

Judy Dajnowski Cangemi

Number of Years in Real Estate: 8
Title: Licensed Real Estate Salesperson
E-Mail: jcangemi@netterrealestate.com
Phone: 631-661-5100
Website: NetterRealEstate.com
Biography:
I love the place my career path has taken me… and you know what they say about people who are happy in their careers? They are sucessful and can’t help but bring all that success and joy to the clients and customers they serve. Proudly, I am a Licensed Real Estate Salesperson, concentrating on Long Island’s South Shore; the place I call home. To make sure I am aways the best I can be, I am part of the renowned Star Power Systems, both as student in their University Programs and instructor on a variety of topics at numerous Annual Conferences. My specialty is listening to what people really want and getting it for them. Whether a seller, buyer, landlord, tenant or someone who needs to know more about how real estate works. My professional life before real estate brought me to such fine corporations as Discovery Networks, Pall Corporation and Corporate Express. I was an Executive Assistant, Department Chief and Paralegal. All of those experiences were great and I learned so much. But when my daughter came along, I wanted to have a career where I could use my greatest assets to provide the greatest rewards for myself, my family and those I served in business without having to miss out on the most fullfilling part of my life of all; being the wife and mother to the greatest family in the world. That was when I entered real estate. This is where I achieve true professional fullfillment. Through honesty and integrity paired with a strong work ethic, real estate has been very good to me. When things became challenging in this industry, I did not abandon it. Instead, I stuck with it, continuing to put in the same level of dedication. It is this honesty, intergity, hard work and dedication that I bring to you and your family to help you achieve your real estate dreams. Your Friend in Real Estate, Judy Dajnowski Cangemi